Business & Individual Tax Planning
Proactive strategy that lowers your liability legally — decided in advance, not reverse-engineered at the filing deadline.
Oceanside CPA works with business owners and individuals who are tired of finding out what they owe in April. Proactive planning, clean books, and someone who picks up the phone.
Free 20-minute intro call — no obligation, no sales pitch.
Whether you need a return filed, books cleaned up, or someone standing between you and the IRS — it's handled here.
Proactive strategy that lowers your liability legally — decided in advance, not reverse-engineered at the filing deadline.
A financial sounding board for the decisions that don't fit neatly on a return — entity choice, owner comp, growth, exit.
Behind on a balance? We structure installment agreements you can actually live with and get the notices to stop.
Monthly books kept current and reconciled, so your numbers are ready when a lender, a buyer, or the IRS asks for them.
Paychecks, withholdings, and filings run on time and in compliance — across every state where you have people.
Audit letter or dispute? As a CPA I can represent you directly before the IRS. You don't take that meeting alone.
I'm Ben O'Malley, Managing Partner at Oceanside CPA LLC. I've spent over eight years in tax advising, consulting, and bookkeeping — and I built this firm around a simple idea: the person who understands your situation should be the person you can actually reach.
No account managers, no handoffs to a junior in February. When you call, you get me.
You should know exactly what happens next before you ever send a document.
Twenty minutes on the phone. You tell me the situation, I tell you honestly whether I'm the right fit and roughly what it costs.
I look at your prior returns and books, then come back with what I'd change — the specific opportunities and the exposure.
Filing, bookkeeping, payroll, or advisory on a set schedule — with check-ins during the year, not just at the deadline.
Call, text, or send a message — most inquiries get a response the same business day.
Tell me a little about what you need and I'll get back to you personally.
No. Most of the work happens by phone, email, and secure file exchange. I'm licensed to file in Maryland, Delaware, Pennsylvania, Virginia, and DC, and plenty of clients never set foot in an office.
It's common, and it's fixable. Unfiled returns and IRS balances are a large part of what I handle. The sooner we start, the more options are on the table — penalties and interest keep running either way.
It depends on entity type, complexity, and whether you need ongoing work or a one-time filing. I'll give you a straight number on the intro call rather than making you guess from a pricing page.
Yes, and it's usually smoother than people expect. I'll request prior returns and records, review what was filed, and flag anything worth amending before we move forward.
Yes. CPAs have unlimited practice rights before the IRS, so I can represent you directly in an audit, appeal, or collections matter — including matters that started before you became a client.